Private money for real estate investors
We match investors with asset-based private lending for flips, rentals, bridge, and new construction. Clear terms, real answers, and funding built around the property, not your tax returns.
Est. loan up to $310,500 at 90% of cost
Loan Programs
Business-purpose loans secured by non-owner-occupied real estate. Tell us the strategy and we will structure around it.
Short-term funding for acquisition and renovation, with rehab funds released in draws as work is completed.
Close fast on a time-sensitive acquisition, then refinance or sell on your timeline.
Best for: auctions, quick closes, transitions
Long-term rental financing qualified on the property's rental income instead of personal income.
Best for: buy-and-hold, BRRRR refinance
Capital for new builds, from spec homes to small multifamily, with a draw schedule tied to construction milestones.
Pull equity out of stabilized properties to fund your next acquisition.
Best for: scaling a portfolio
Send the deal. We will tell you which program makes sense and why.
Talk to a Broker →
Why NextGen
We work with an established private lender that funds investment real estate every day. You get one point of contact who knows the guidelines and packages your file to move.
Decisions center on the asset, the deal, and your exit, not a stack of tax returns.
We review deals quickly and keep the file moving toward a term sheet, appraisal, and closing.
Clear terms and fees laid out up front. If a deal does not fit, we tell you why and what would.
First flip or fiftieth door, we help you build a lending relationship that scales.
How It Works
Share the property, purchase price, rehab budget, and your exit plan. Takes a few minutes.
We review the scenario with the lender and come back with terms that fit the strategy.
We coordinate valuation, title, and documentation so nothing stalls.
Sign, fund, and get to work. Rehab and construction draws follow your progress.
Deal Calculator
Quick, illustrative estimates using common private-lending guidelines. Actual terms are set by lender underwriting.
Estimated max loan
$0
Debt service coverage ratio
0.00x
Who We Fund
Buy, renovate, and resell with purchase and rehab capital in one loan.
Single-family, 2–4 units, and small multifamily qualified on rental income.
Spec homes, infill lots, and townhome projects with milestone draws.
A strong deal can open the door. We will walk you through what lenders look for.
FAQ
Do not see yours? Send it with your deal and we will answer it directly.
Private money loans come from private lenders rather than banks. They are underwritten primarily on the property and the deal, which allows for faster decisions and more flexible structures for real estate investors.
No. Every loan we broker is a business-purpose loan secured by non-owner-occupied investment real estate.
Just the basics: your contact info, the property state, purchase price, rehab cost, after-repair value, expected profit, credit score range, and investing experience. Supporting documents come later in underwriting.
Experience helps with leverage and pricing, but it is not always required. A well-structured deal with a clear exit can still qualify. We will tell you up front how your experience affects terms.
Timelines depend on the appraisal, title, and how quickly documents come in. We keep every file moving and set realistic expectations from the first call.
We broker loans in states where our lending partner actively lends. Submit your deal with the property state and we will confirm eligibility right away.
Submit a Deal
Three quick steps, about two minutes. A broker reviews every submission and follows up with the program that fits.